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Companies turn to John Francis not just for insurance—but for an edge. We help clients boost profitability and minimize exposure, all without sacrificing protection. Through powerful resources, white-glove service, and a relentless commitment to innovation, we deliver a level of insight and impact few can match.
John Francis is redefining what it means to lead in the commercial insurance space—bringing elite-level underwriting to the forefront of high-stakes business.
Our underwriters are more than just credentialed (many holding the prestigious CPCU designation); they bring a wealth of real-world experience and diverse perspectives to every case. This deep bench of talent allows us to assess risk from every angle, crafting smart, strategic solutions that go beyond the standard.
Wherever your business needs us, we’re there—solving today’s most complex risks and anticipating tomorrow’s unseen threats.
With John Francis, you're not just covered. You're ahead
We offer comprehensive property and casualty insurance solutions tailored to protect every aspect of your business. From general liability, commercial property, and Business Owners Policies (BOP) to workers’ compensation, commercial auto, business interruption, and builders risk — our coverage is designed to meet the real-world needs of modern businesses. We also provide specialized options including surplus lines, umbrella coverage, and surety programs. Whether you're a startup or an established enterprise, our customizable plans are built to safeguard your operations, assets, and future.
From boutique hotels and fine dining restaurants to global resort chains, lively bars, and vibrant casinos — we deliver comprehensive hospitality and entertainment insurance designed to meet the unique demands of your world. Whether you're hosting guests, serving customers, or managing large-scale operations, our tailored coverage ensures you're protected at every turn, so you can focus on creating exceptional experiences.
As a property lessor, you face a unique set of risks — from tenant-caused damage and liability exposures to loss of rental income. Standard insurance often falls short in addressing the complexities of leasing commercial or residential space. That’s where we come in. Our agency specializes in lessor risk coverage, offering tailored solutions that protect your investment, minimize liability, and ensure consistent revenue flow. With a deep understanding of landlord-specific exposures, we design comprehensive policies that provide peace of mind — so you can lease with confidence.
We serve the construction industry with enterprise-level and project-specific risk management, insurance, and surety solutions. Our construction-focused advisors bring deep industry insight, allowing us to understand the unique dynamics of each client’s operation. This enables us to craft tailored strategies that go beyond protection — delivering real, measurable value. We don’t believe in “one size fits all.” Instead, we take pride in challenging the status quo and building smarter, more effective solutions for today’s evolving construction landscape.
Independent contractors face unique risks — and the right insurance is essential to protect both your business and your financial future. From property and general liability coverage to specialized protection tailored to your trade, contractor insurance helps safeguard against the unexpected. We work closely with you to design a customized policy that addresses your specific industry exposures, giving you the confidence to focus on your work while we handle the risk.
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John Francis, LLC is a licensed insurance agency and brokerage. John Francis does NOT offer or recommend variable annuities or variable life insurance.
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