Watercraft Coverage
John Francis Agency offers specialized marine coverage for high-performance powerboats, private and charter yachts
Specialized watercraft coverage is essential because standard insurance often falls short in protecting high-performance boats, luxury yachts, or personal watercraft. From hull damage and theft to liability and towing, tailored policies ensure you're fully protected on and off the water. Whether you're cruising, racing, or docking, specialized coverage offers peace of mind built for the unique risks of life at sea.
"Working with the John Francis Agency has been nothing short of exceptional. They understood the unique needs of yacht ownership and made the entire insurance process seamless. I trust them completely to protect my most valued assets — both on and off the water." Nicholas Fontaine
Powerboat
We have access to specialized Powerboat coverage designed for high-performance vessels—from cigarette boats to luxury center consoles. These policies protect your boat, engine upgrades, custom features, and on-water liability—so you can focus on performance without compromise.
Yacht & Fishing
John Francis Agency has been a trusted provider of yacht insurance for decades. We have access to comprehensive yacht policies offering unmatched coverage for private pleasure use and limited charter activity, ensuring your lifestyle on the water is safeguarded with precision.
Mega Yacht
For vessels valued at $3 million and up, we have access to highly customized Mega Yacht policies—covering crew, worldwide navigation, fine art, and more. Discerning yacht owners trust John Francis Agency to protect their most prized marine assets.